1

Enter Your Current Mortgage Details

Enter P&I only - do not include taxes, insurance, or HOA

Click to estimate P&I based on balance, rate, and years remaining

*Estimate assumes standard payments only. If you've made extra principal payments, use your actual P&I from your statement for better accuracy.

2

Select New Loan Details & Current Rates

First choose your new loan preferences, then view current national average rates and enter the rate for your loan type.

View current national average rates below, then enter the rate for your loan type to get accurate calculations. Note: These are market average rates - your actual rate may be higher or lower based on individual factors.

Update Calculator with Current Market Rate

Step 1: Find the rate for "30 Yr Fixed" in the table above

Step 2: Enter that rate below and click "Update Calculator"

Example: If the table shows "30 Yr Fixed 6.28", enter "6.28"